Maham Saleem

About Maham

Maham Saleem is a dedicated compliance and financial crime specialist with extensive experience in AML/CTF frameworks, risk management, and regulatory compliance under FINTRAC regulations.

She specializes in guiding Money Service Businesses (MSBs) and remittance providers in Canada through licensing, AML program development, and regulatory reporting obligations. Her expertise lies in building risk-based compliance programs that align with FINTRAC expectations, ensuring Canadian MSBs operate with transparency, resilience, and strong financial crime controls.

Academic & Professional Qualifications

• MS in Management science (Finance)
• MBA Executive (Gold Medalist)
• Globally Certified FCC Investigator (G-FCCI), Global Association of Certified KYC Specialists (Go-AKS)

Professional Journey

Maham Saleem is an accomplished compliance and risk specialist with nearly six years of experience in the banking and financial services sector, with a focus on Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), and regulatory compliance. She is a Globally Certified FCC Investigator (G-FCCI), underscoring her expertise in financial crime compliance.

Her professional background spans transaction monitoring, risk assessment, and regulatory reporting, with proven experience in managing high-risk accounts and preparing Suspicious Transaction Reports (STRs). She has played a key role in strengthening AML/CTF frameworks, ensuring regulatory alignment, and mitigating financial crime risks.

Academically, Maham holds an MS in Finance and an MBA Executive (Gold Medalist), with research contributions in financial distress and risk management. Earlier in her career, she demonstrated excellence in customer relationship management and business development, highlighting her well-rounded expertise across both operational and strategic aspects of financial services.

Regulatory Expertise – Canada

Maham has specialized knowledge in:

• FINTRAC MSB Registration & Compliance Requirements
• PCMLTFA (Proceeds of Crime [Money Laundering] and Terrorist Financing Act)
• FINTRAC Guidelines for Reporting Entities
• STR/EFTR Reporting Obligations
• AML Risk Assessments & Compliance Effectiveness Reviews

Key Contributions:

• Developed AML/CTF compliance programs for MSBs in Canada
• Conducted AML risk assessments tailored to FINTRAC’s requirements
• Supported clients in preparing for FINTRAC compliance reviews & audits
• Advised on transaction monitoring, record-keeping, and reporting obligations

Professional Commitment

Maham Saleem is committed to strengthening the integrity of Canadian MSBs by ensuring effective AML/CTF compliance and fostering transparent, risk-aware operations. Her expertise positions her as a trusted advisor for firms navigating FINTRAC’s regulatory expectations and safeguarding their businesses against financial crime.