What is regulatory reporting & filing for APIs?

Regulatory reporting & filing for APIs involves preparing and submitting required reports to regulatory authorities about financials, transactions, compliance metrics, risk exposures, and other mandated obligations under applicable financial regulations.

Which reports must APIs file and how often?

The required reports and frequency depend on the jurisdiction and regulatory framework. Common ones include monthly, quarterly or annual financial reports, AML/CTF compliance reports, suspicious activity reports, transaction summaries, and regulatory return metrics.

Do you assist with both preparing and submitting regulatory reports?

Yes, the service includes preparing, validating, finalising the reports, and managing the submission to regulators including responding to any follow-up queries.

What does review & validation include?

Review & validation involves verifying that all data is accurate, consistent, aligned with internal records, meets regulatory templates, and cross-checks are in place to reduce errors before submission.

How is post-filing support handled?

Post-filing support includes tracking the status of submissions, handling regulator queries, making corrections or resubmissions if needed, and ensuring your reporting remains compliant.

How often do reporting rules or templates change?

Reporting rules and templates may change periodically—driven by regulatory updates, changes in laws or financial practices. Keeping up with these changes is crucial to ensure your reports remain compliant.

What are the risks of incorrect or late regulatory filings?

Risks include regulatory sanctions, fines, reputational damage, increased scrutiny from regulators, and potential enforcement actions. Ensuring timeliness and accuracy is essential.

How do we engage your regulatory reporting support services?

You can reach out via phone or email. We'll begin with a consultation to understand which reports you must file, your reporting processes, and then propose an approach and roadmap for filing support.

Regulatory Reporting & Filing | API / E-Money Compliance

Regulatory Reporting & Filing

At ABM Global, we understand that regulatory reporting is a critical, ongoing obligation for firms supervised by the FCA and HMRC. Accurate and timely submissions are essential to avoid penalties, reputational risk, and regulatory scrutiny, while demonstrating a proactive and structured compliance culture. Our services ensure that your firm meets all reporting requirements with precision, efficiency, and regulatory confidence.

Periodic Reports and Returns

We assist in the preparation and submission of all periodic reports and returns required by the FCA and HMRC. This includes financial, prudential, and conduct-related filings, ensuring that your submissions accurately reflect your operational activities, risk profile, and business model. ABM ensures that all documentation is timely, complete, and aligned with regulatory standards, reducing the likelihood of queries or delays.

FCA Notifications and Material Changes

Our team provides guidance on reporting significant events or material changes, including changes in governance, control, key personnel, product offerings, or operational breaches. We ensure that notifications are clear, comprehensive, and compliant with FCA standards, maintaining transparency and regulator confidence.

Transaction and Suspicious Activity Reporting

ABM supports your firm in structuring, documenting, and submitting transaction reports and Suspicious Activity Reports (SARs) to the National Crime Agency (NCA). Our frameworks ensure that your firm meets all AML/CFT obligations, maintains proper audit trails, and demonstrates effective monitoring and escalation processes.

Prudential and Safeguarding Reporting

We provide guidance on capital adequacy, liquidity management, and client fund safeguarding in accordance with FCA requirements for SPIs and APIs. This includes ensuring that reporting reflects financial soundness, adherence to thresholds, and operational integrity, supporting ongoing regulatory oversight and business sustainability.

Audit Trail and Documentation

ABM helps establish robust internal documentation processes to support all reporting and filing activities. This ensures that every submission is evidence-backed, transparent, and audit-ready, providing confidence during inspections or regulatory reviews.