Regulatory Reporting & Filing
Regulatory reporting is one of the most critical obligations for Small Electronic Money Institutions (SEMIs). The FCA requires firms to submit periodic and event-driven reports to demonstrate ongoing compliance, operational soundness, and effective risk management. ABM takes ownership of this responsibility by managing your entire reporting lifecycle, ensuring accuracy, timeliness, and full alignment with FCA expectations.
FCA REP-CRIM and EMR Returns
ABM prepares and submits your FCA-mandated reports, including REP-CRIM returns, which capture your financial crime controls and risk assessment processes, and EMR returns, which cover operational, safeguarding, and prudential information specific to e-money issuers. We ensure that these returns accurately reflect your business model, controls, and performance, reducing the risk of FCA queries or follow-ups.
Financial Crime Reporting
Firms are expected to demonstrate how they prevent and detect financial crime risks, including money laundering, terrorist financing, and fraud. ABM assists in compiling detailed financial crime reports that highlight your AML/CFT policies, risk assessments, suspicious activity reporting, and monitoring frameworks. We ensure your reports are not just compliant, but also reflective of a strong financial crime prevention culture.
Safeguarding Account Confirmations
The FCA requires SEMIs to evidence that customer funds are adequately safeguarded in designated accounts with authorised credit institutions. ABM manages this process by liaising with banks, preparing safeguarding confirmations, and ensuring reconciliations are accurate and audit-ready. By doing so, we help you maintain transparency and reassure regulators that customer funds are protected at all times.
Timely Submission and Accuracy Assurance
Late or inaccurate reporting is one of the most common triggers for regulatory scrutiny. ABM ensures that all required submissions are delivered on time, with data verified for accuracy and consistency. We implement rigorous review procedures to minimise errors and maintain a reliable reporting track record with the FCA.
End-to-End Reporting Oversight
From drafting and validating reports to coordinating with internal teams and submitting through FCA’s RegData platform, ABM provides complete oversight of your regulatory reporting obligations. We also establish internal reporting calendars, conduct periodic checks, and provide management with compliance dashboards—ensuring your SEMI stays in full control of its reporting duties.